Binance App Earn Page Feature Guide

Are your coins just sitting idle in your trading account? You might be missing out on passive income opportunities. The Binance app's Earn page offers a wide range of financial products. Here is a complete guide to navigating all its features.

Accessing the Earn Page

Entry points to the Earn page:

Entry point 1: The "Earn" icon in the quick-access grid on the home screen.

Entry point 2: Wallet page → Earn account → Tap to enter.

Entry point 3: The Earn entry is also available in the More menu at the bottom tab bar.

In testing, the page loads in about 1–2 seconds. On your first visit, a brief feature introduction walkthrough is shown.

Overall Page Layout

The Earn page is divided into the following sections from top to bottom:

1. Total Earn Assets: Displays the total estimated value of your assets in Earn products and your cumulative earnings
2. Quick Access Bar: Entry points for product categories including Flexible, Locked, Structured, and others
3. Recommended Products: High-yield products recommended by the system
4. Full Product List: All available Earn products displayed by category

Earn Product Categories Explained

Flexible Savings

Flexible savings is the most flexible way to earn — deposit and withdraw at any time with no lock-up period.

Key features:

• Subscribe and redeem at any time
• Earnings are calculated daily and credited to your account each day
• Annual yield is relatively low (typically 1%–5%)
• Supports the widest range of coins

How to subscribe:

1. Select a coin (e.g., USDT, BTC)
2. Enter the amount to subscribe
3. Confirm the subscription
4. Earnings begin accruing from the following day

In testing, the subscription process is very smooth, completing in under 3 seconds. Redemptions are equally fast — in testing, USDT redemptions arrived in a matter of minutes.

Best suited for: Users who hold idle assets but are unsure when they will need to use them.

Locked Savings

Locked savings requires locking up your assets for a set period in exchange for higher yields.

Lock-up period options:

• 30 days
• 60 days
• 90 days
• 120 days

Key features:

• Yields are significantly higher than flexible savings (typically 2–5x the flexible rate)
• Funds cannot be redeemed during the lock-up period (some products support early redemption at the cost of forfeiting some earnings)
• Principal and interest are automatically returned to the Spot account upon maturity
• Supports auto-renewal settings

Yield comparison example (using USDT):

Note: The above yields are for illustration only. Actual rates vary with market conditions.

ETH Staking

Binance provides an ETH 2.0 staking service, allowing you to stake ETH to participate in Ethereum's Proof-of-Stake validation and earn rewards.

Key features:

• After staking, you receive BETH (Beacon ETH) as a proof of stake
• Staking rewards are distributed daily
• Staked ETH can be redeemed at any time
• Annual yield is typically 3%–5%

Launchpool

Launchpool is Binance's new token mining platform. You can stake BNB, USDT, or other assets to "mine" tokens from upcoming new listings.

Key features:

• The staked principal is safe and returned automatically upon completion
• New tokens are distributed proportionally based on your stake
• Mining periods typically last 7–30 days
• New tokens may see significant price appreciation after listing

In testing, Launchpool is one of the most popular products on the Earn page — participation numbers are always very high whenever a new project launches.

Dual Investment

Dual Investment is a structured financial product with a moderate level of complexity.

Basic concept: You select a target price and an expiry date. At expiry, if the coin price has reached the target, the position is settled at the target price; if not, your original coin is returned along with interest.

Best suited for: Users with some trading experience who can assess short-term price direction. Beginners are advised to start with Flexible or Locked savings.

Auto-Invest

The Auto-Invest feature lets you set up recurring fixed-amount purchases that are automatically transferred into Earn products.

Configuration options:

• Select the coin to purchase
• Set the purchase amount
• Choose the purchase frequency (daily, weekly, biweekly, monthly)
• Select the funding source
• Enable auto-earn (automatically subscribe to Flexible savings after each purchase)

In testing, this is an excellent tool for long-term investors. Once configured, it runs completely on autopilot — you just need to check in periodically.

Earnings Calculation and Display

The Earn page offers detailed earnings tracking features:

Cumulative Earnings

Displays the total earnings you have received from all Binance Earn products. You can view a detailed breakdown by individual coin.

Yesterday's Earnings

Displays how much you earned the previous day. Flexible savings earnings are settled once daily, typically distributed after midnight UTC.

Earnings Chart

A line chart showing the trend in your earnings over a recent period, with selectable time ranges of 7 days, 30 days, 90 days, and more.

APR vs. APY Explained

Earn product pages display annualized yields. It is important to distinguish between two concepts:

• APR (Annual Percentage Rate): Simple annualized interest rate, without compounding
• APY (Annual Percentage Yield): Annualized yield that accounts for the effect of compounding

Binance's Flexible savings typically shows APY (since daily earnings are automatically compounded), while Locked savings shows APR.

Subscription and Redemption

Subscribing

1. Select a product on the Earn page
2. Tap "Subscribe"
3. Enter the subscription amount (tap "All" to invest your entire available balance in one tap)
4. Read and agree to the terms of service
5. Confirm the subscription

In testing, funds are immediately transferred from the Spot account to the Earn account upon confirming the subscription — the entire process takes under 3 seconds.

Redeeming

1. Select the product you want to redeem in the Earn account
2. Tap "Redeem"
3. Enter the redemption amount (partial redemptions are supported)
4. Confirm the redemption

Testing results for Flexible product redemption times: Fast Redemption takes a few minutes; Standard Redemption takes approximately 24 hours.

Fast Redemption vs. Standard Redemption

Some Flexible products offer two redemption options:

• Fast Redemption: Near-instant arrival, but subject to a daily limit
• Standard Redemption: Credited the next day, with no limit

If you need funds urgently, choose Fast Redemption. Otherwise, Standard Redemption is fine.

Risk Notice

Although the risks associated with Binance Earn are relatively lower than trading, you should still be aware of the following:

1. Yield fluctuations: Yields on Flexible products change with market supply and demand
2. Coin price volatility: Even if your Earn yield is positive, a sharp drop in the coin's price can reduce the total value in fiat terms
3. Lock-up risk: Funds in Locked products cannot be accessed during the lock-up period
4. Smart contract risk: DeFi-related products carry smart contract risk

Usage Recommendations

1. For beginners: Start with USDT Flexible savings to get familiar with the process before exploring other products
2. Asset allocation: Do not put all your funds into Earn — keep enough for trading and emergencies
3. Watch Launchpool: Participating in Launchpool when new projects launch can yield attractive rewards in new tokens
4. Auto-renewal: Enable auto-renewal for Locked savings on funds you know you will not need for an extended period
5. Regular check-ins: Review your Earn performance at least once a week and adjust your strategy as needed

Summary

The Binance app's Earn page is among the most feature-rich in the industry. From the simplest flexible deposits to complex structured products, it covers the needs of users across different risk tolerances and investment experience levels.

The interface design is clean — product categories are clearly laid out, the subscription and redemption flows are straightforward, and earnings are displayed intuitively. Beginners can start with Flexible savings and gradually explore more advanced products.

The standout features worth highlighting are Auto-Invest and Launchpool — the former delivers true hands-off passive income, while the latter offers a zero-cost opportunity to acquire new tokens.

Register on Binance | Download Binance APP